The Federal Housing Administration (FHA) offers special loans to help both low and moderate income families purchase housing. All FHA loans are federally backed and all FHA lenders have been approved by the federal government to service the loans. When compared to other types of mortgages, an FHA loan is especially affordable and easier to qualify for, making them a great choice for people and families who have a limited budget.



Why are FHA loans so Great? FHA loans make it easy to buy property because they allow you to buy a home with a down payment as small as 3.5%. Other loan programs generally require a much larger down payment. It’s also easier to use gifts for a down payment and closing costs. In addition, sellers can pay up to 6% of the loan amount towards a buyer’s closing costs.

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