Hello and welcome to my blog.

I have been a top producing Mortgage Banker for over 15 years and I am a virtual financing genius when it comes to closing tough,unconventional, difficult loan scenarios. Including converting a Lease with an Option to Purchase and/or Land Contract to Conventional Funding. I have devoted the better part of my notable vocation obtaining funding for homeowners and or potential home owners, who have issues and/.or concerns regarding their credit and or income. I have listed below, several of the numerous aggressive programs/services our Mortgage Lending Partners provide. Which includes rapid credit repair, usually at no additional cost. At the same time furnishing fabulous competing rates and programs for all credit score and income tiers. Please review and contact me TODAY! to discuss you financing options and or receive your free credit and/or mortgage analysis. See attached Pictures for direct contact info. Feel free to call any time, seven days per week. All loan scenarios are welcomed.

Programs: ... 60,000 min. loan amt. All Programs
Gift Funds acceptable on all purchase programs,
Credit repair available, Manufactured homes in most cases same loan to value:
1. 96.5% FHA Purchase: Credit Score: 580 + ( no overlays, 52% debt to income ratios)
2. FHA 203k Rehab loans down to 500 credit score...you can even be your own contractor.
3. FHA 100 dollars down and Grant programs.
4. 90% FHA purchase : Credit Score: 500-580
5. 85% Cash out FHA refinance down to 500 credit score.
6. FHA streamline refinance, no income,no appraisal, unlimited LTV
7. Fannie Mae, Freddie Mac DU Plus/Harp refinance, unlimited LTV
( non owner occupied ) Stated Income/hard money loans down to 70% LTV, no income,no min. credit score required.
8. Conventional 95% Purchase ( 620 + scores, Gift funds acceptable ) no PMI option
9. 1 year out of BK, Foreclosure,short sale, deed in lieu ect. 70% LTV.
10. Home Path, owner occupied 97.5%, Non Owner occupied 85%.
11. USDA 100% financing 550 + score ( credit repair available )
12. VA Purchase/cash-out 100% refinance: Down to 520 credit score
13. For self employed borrowers, we have a program where your assets count as income.
We have extensive programs, for Non owner occupied,Second homes, unique property's.
14. 1 year out of BK, Foreclosure,short sale, deed in lieu ect. 70% LTV.


Please call me TODAY TO DISCUSS YOUR FINANCING OPTIONS,